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UNITY FEDERAL CREDIT UNION |
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RATE SCHEDULE
| EFFECTIVE OCTOBER 1, 2008 SHARE CERTIFICATE RATES |
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|---|---|---|---|---|---|---|---|
| RATES | YIELDS | ||||||
| 1 Year | 3.25% | 3.30% | |||||
| 2 Years | 3.50% | 3.56% | |||||
| 3 Years | 3.60% | 3.66% | |||||
| 5 Years | NONE | NONE | |||||
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Dividend's on Share Account savings for September was 2.00% Christmas/Holiday Club & Vacation Club Dividend 1.75% with a yield of 1.76% | |||||||
| LOAN RATES | |||||
|---|---|---|---|---|---|
| Tier 1 | Tier 2 | Tier 3 | |||
| Unsecured | 12.00% | 13.50% | 15.00-17.50% | $8,000.00 | 36 Mos. |
| Vacation Loans | 12.00% | 13.50% | 15.00-17.50% | $2,500.00 | 12 Mos. |
| New Auto 2007-08-09* | 6.75% | 7.00% | 7.35-9.35% | 100% Value | 72 Mos. |
| New Auto 2007-08-09* | 6.15% | 6.40% | 6.75-8.75% | 100% Value | 60 Mos. |
| Used Auto 2004-05-06* | 7.85% | 8.10% | 8.45-10.45% | 100% Value | 48 Mos. |
| Used Auto 2004-05-06* | 8.15% | 8.40% | 8.75-10.75% | 100% Value | 60 Mos. |
| Used Auto 2001-2003* | 9.15% | 9.40% | 9.75-11.75% | 100% Value | 36 Mos. |
| Credit Cards | 9.25% | 11.25% | 13.25% | ||
| Limits | $6,000.00 | $4,000.00 | $2,000.00 | ||
| Home Equity *** | 6.00% | 6.75% | 7.75% | 2 - 10 Years | |
| Home Equity *** | 8.00% | 8.75% | 9.75% | 10 - 20 Years | |
| New Recreational** | 9.15% | 9.40% | 9.75-11.75% | 60 Mos. | |
| Used Recreational** | 11.50% | 11.75% | 12.10-14.10% | 48 Mos. | |
| Shared Secured | 9.00% | 9.00% | 9.00% | 36 Mos. | |
*Unity Federal Credit Union holds encumbered title and must be listed as Lienholder on the insurance policy, maximum $1000 deductible. A copy of the insurance policy must be received by the credit union. | ||
| **Recreational Loans includes BOAT LOANS with title and insurance as stated above. | ||
| ***Minimum Home Equity are $10,000.00 - $ 20,000.00 - $30,000.00 -- Max. $75,000.00. Will finance up to 80% of appraised value minus 1st mortgage. | ||
| Minimum loan new or refinanced is $500.00. | ||
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